October is a powerful time of reflection and advocacy, as we observe both Breast Cancer Awareness Month and Down Syndrome Awareness Month. These causes touch the lives of millions, and while they represent different challenges, they highlight a shared truth: planning for the future is not just wise—it’s essential.
While we recognize that many of our clients have already taken the important step of creating an estate plan—and that’s something to be proud of, it is not a one-time task. Life evolves. Health, relationships, finances, and caregiving responsibilities change. That’s why regularly reviewing and updating your estate plan is just as important as creating one.
And for those who are already well-prepared, this month is also a great time to support and encourage friends and family members who may still be early in their own planning journey. Sharing your experience can be one of the most meaningful ways to raise awareness and inspire action.
Why Estate Planning Matters for Families Affected by Breast Cancer
A breast cancer diagnosis—whether recent or in remission—can serve as a wake-up call to put legal and financial affairs in order. While treatment focuses on healing the body, estate planning protects your voice, your values, and your loved ones.
Key considerations for breast cancer patients and survivors:
- Create or update your will to reflect your wishes for assets and guardianship (if you have minor children).
- Set up a healthcare proxy to name someone you trust to make medical decisions if you're unable.
- Prepare a living will or advance directive to guide your care in case of serious illness.
- Establish financial Durable Power of Attorney for help managing bills and finances during treatment.
Why Estate Planning Is Critical for Families of Individuals with Down Syndrome
Raising a child or supporting an adult with Down syndrome involves a lifetime of love—and also long-term planning. Parents and caregivers often worry: “What happens when I’m no longer here?” Estate planning answers that question with confidence and control.
Special needs estate planning may include:
- Setting up a Special Needs Trust (SNT) to protect benefits like SSI and Medicaid
- Naming a guardian or successor caregiver who understands your child’s unique needs
- Creating a letter of intent to document daily routines, preferences, medical needs, and values
- Planning for housing, employment, and long-term care
Estate Planning Is Not Just for the Wealthy—It’s for Every Family
There’s a common myth that estate planning is only for the elderly or the wealthy. The truth? Every adult should have an estate plan—especially those managing serious illness or caregiving responsibilities.
Whether you are newly diagnosed, living with breast cancer, or raising a child with Down syndrome, taking control of your estate plan ensures your loved ones are protected, even in the face of uncertainty.
How to Get Started
If you’ve been meaning to create or update your estate plan, October is the perfect time to take that step—a month rooted in awareness, strength, and hope.
Here’s how to begin:
- Inventory your assets and responsibilities
- Consult an estate planning attorney, ideally one with experience in medical or special needs planning
- Create or update your legal documents (will, trust, powers of attorney, advance directive)
- Communicate your wishes with family and caregivers
- Review your plan regularly, especially after major life changes
Breast Cancer Awareness Month and Down Syndrome Awareness Month both highlight the courage of individuals and families navigating complex journeys.
By taking the time to plan your estate, you’re doing more than organizing paperwork—you’re securing a future filled with dignity, protection, and peace.
So, this October, go beyond awareness—take action. Start planning today. Our expertise can be a guide for you, a loved one or close friend in the unique journey.
